Credit card fraud consists of the deceptive or unauthorized use of a credit card account, in an attempt to obtain money, goods, or services. Credit card fraud may involve application fraud, where a credit card account is opened through the unauthorized use of another person’s identity, or account takeover fraud, where existing credit card account information is used without authorization. Advances in technology and the internet have led to increases in credit card fraud, through the use of techniques such as skimming, phishing, and hacking.
Credit card fraud is investigated by a number of federal agencies, including the Department of Justice, the Federal Bureau of Investigation, and the Secret Service and is prohibited by a number of federal and state statutes. Violations of these statutes are subject to serious penalties, with violations of applicable federal statutes including criminal penalties of up to twenty-years’ (20) imprisonment and fines of up to $250,000.00, as well as civil penalties including forfeiture and restitution.
Given the high stakes involved, it is imperative that individuals facing credit card fraud charges choose an attorney with the knowledge and experience necessary to defend such a case. I have successfully defended client charged with federal credit card fraud. I recently defended a client charged with federal credit card fraud in an 8 week trial that ended in hung jury. The client ultimately never went to prison.
Over the last 25 years, I have earned a successful track record in high stakes white collar matters and have argued before federal courts throughout the country. If you have questions or concerns about a credit card fraud matter, I invite you to contact me, Thomas Ambrosio, directly to discuss it at 201-935-3005 You will discuss your concerns with me personally—never an associate or a paralegal. In addition, you should know that your contact with me is privileged under the law, regardless of whether or not you decide to retain me to represent you.